My 2012 Financial Resolutions (Free Money Finance)

After giving an update yesterday on my 2011 financial resolutions, I thought I'd follow it up by telling you what I'm planning for 2012. Here goes:

• Expand my gap if possible. I already have a pretty good gap between what I make and what I spend, but there may be room for improvement. I at least need to find out. I'll go through a complete review of my spending on Quicken this year and see if there's any fat that can be cut.


• Review my investments. I was supposed to do this last year, but didn't. I have a couple accounts that need to be closed and a couple moved around. I also need to select a bank (probably online) to keep my "emergency fund phase 2" money (money I still need to be safe and accessible, but not as close as my credit union) to try and earn a bit more on the cash I have set aside.


• Make major purchases. Some we're looking at: trip to Caribbean, new furniture for the living room, another potential trip, a new bed, and some advanced landscaping in our back yard (may be needed with some of our trees dying.)


• Update retirement plan. I developed a financial retirement plan last year. I need to update it based on 2011 performance (where my net worth ended versus where it should have ended to be on track) and make needed adjustments.


• Consolidate charities. If it kills me, I want to limit the charities I give to to 10 or so. I'd like to focus more money on fewer organizations to increase my impact.


• Invest in my career. I want to learn a few new skills and expand my network. After all, my career is my biggest financial asset and I want to do all I can to maximize it.


• Update my will. It's been a few years since my last update and I need to have my will reviewed to be sure it's still what we want to have happen in case we pass away.

Looks like my 2012 plans are similar to what I did/wanted to do in 2011. I guess that's to be expected since my finances require very little work/changes at this stage of my life.

http://www.freemoneyfinance.com/2010/03/making-the-most-of-your-most-valuable-financial-asset.html

Source: http://www.freemoneyfinance.com/2012/01/my-2012-financial-resolutions.html

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